1.5K
Downloads
46
Episodes
Well Balanced | Financial Planning, Bucket-Based Investing, Market Perspective, Wealth Management. A passionate and entertaining look at money and investing in and for retirement. For those that enjoy podcasts like Smart Money, On Investing, and BiggerPockets, Well Balanced is worth adding to your feed. Disclosures about our firm and this podcast. Vector Wealth Management is registered as an investment adviser with the Securities Exchange Commission (SEC). Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. A copy of Vector’s current written disclosure brochure filed with the SEC discusses among other things, Vector’s business practices, services, and fees, and is available through the SEC’s website at: www.adviserinfo.sec.gov. All content in this podcast is for information purposes. Opinions expressed herein are solely those of Vector Wealth Management, our staff, and guests. Material presented is believed to be from reliable sources, however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed directly and in detail with your financial advisor prior to implementation. This podcast and related content are not intended to render personalized investment advice, nor should it be viewed as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities or strategies discussed. Please note that neither Vector Wealth Management nor any of its agents give legal or tax advice. The firm is not engaged in the practice of law or accounting. Charts, graphs, and returns do not represent the performance of Vector Wealth Management or any of its advisory clients. Returns do not reflect the impact that advisory fees and other expenses would on the results. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies have the potential for profit or loss. Past performance is not indicative of future performance. Visit vectorwealth.com/regulatory for the firms form CRS and ADV.
Episodes
Friday Mar 14, 2025
Friday Mar 14, 2025
Stock market volatility has returned, driven in part by increased uncertainty. As of March 11th, the S&P 500 was down about 9.3% from its all-time high made in February. The largest tech-oriented companies, like those comprising the Magnificent 7, experienced an even steeper decline. While this can feel unnerving, it’s important to remember that five to 10 percent market declines are not unusual.
Over the past 100 years or so:
- A 5% market decline has occurred about 3.4 times per year (mild correction).
- A 10% market decline has occurred about 1.1 times per year (moderate correction).
- 100% of the time (present decline excluded, for now) declines have been overcome (new all-time high).
During this period of increased market volatility, diversification of investments has proved its value. While U.S. large-cap stocks, broadly, are down so far this year, international stocks, bonds, and commodities have been positive.
Why diversify: “No single investment or asset class should determine the success of your financial future.”
Economy: Estimates of activity as measured by real GDP, were recently revised down. Importantly, this revision was primarily driven by a surge in imports ahead of potential tariff implementation. In short, economic activity is uneven given that people and businesses were front running the tariffs. Despite the concerns and revisions, other key economic indicators remain stable. Unemployment is low, household debt, while increasing, is still manageable, and credit conditions are supporting demand. This data can change, however at this time, there is not yet evidence of a broader economic slowdown or recession.
We know that market volatility can feel unsettling. Uncertainty, however, has always been part of investing, and these mild and moderate corrections, while uniquely challenging, have historically been overcome.
Our Approach: Maintain a disciplined strategy built on asset and time diversification, an ability to take action, and thoughtful planning.
-
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
-
Vectorwealth.com/regulatory
V25070230
Comments (0)
To leave or reply to comments, please download free Podbean or
No Comments
To leave or reply to comments,
please download free Podbean App.