1.2K
Downloads
36
Episodes
Well Balanced | Financial Planning, Bucket-Based Investing, Market Perspective, Wealth Management. A passionate and entertaining look at money and investing in and for retirement. For those that enjoy podcasts like Smart Money, On Investing, and BiggerPockets, Well Balanced is worth adding to your feed. Disclosures about our firm and this podcast. Vector Wealth Management is registered as an investment adviser with the Securities Exchange Commission (SEC). Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. A copy of Vector’s current written disclosure brochure filed with the SEC discusses among other things, Vector’s business practices, services, and fees, and is available through the SEC’s website at: www.adviserinfo.sec.gov. All content in this podcast is for information purposes. Opinions expressed herein are solely those of Vector Wealth Management, our staff, and guests. Material presented is believed to be from reliable sources, however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed directly and in detail with your financial advisor prior to implementation. This podcast and related content are not intended to render personalized investment advice, nor should it be viewed as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities or strategies discussed. Please note that neither Vector Wealth Management nor any of its agents give legal or tax advice. The firm is not engaged in the practice of law or accounting. Charts, graphs, and returns do not represent the performance of Vector Wealth Management or any of its advisory clients. Returns do not reflect the impact that advisory fees and other expenses would on the results. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies have the potential for profit or loss. Past performance is not indicative of future performance. Visit vectorwealth.com/regulatory for the firms form CRS and ADV.
Episodes
Friday Mar 15, 2024
Friday Mar 15, 2024
Are annuities a boon or a bane for your portfolio? When is it wise to hold onto an annuity, and when might it be time to let go?
In this podcast episode, we talk through annuities with Vector senior wealth advisor Mike Nesheim. An annuity is a financial product issued by an insurance company, generally designed to create an income stream. Periodically, clients come to Vector with one or more annuities as part of their overall portfolio.
While everyone’s portfolio and financial situation is unique, there are some broad takeaways when it comes to annuities and wealth management. We discuss evaluation of annuities and talk through factors to consider when aligning your financial plan with your goals.
Time & Section Titles
00:04 … Types of Annuities
Annuities come in assorted flavors. We discuss some differences.
00:38 … Evaluation of Annuities and Benefits
Considerations of maintaining vs surrendering annuities.
01:20 … Analyzing Annuities for Clients
Determining the best course of action for a client.
02:30 … Reliability of Annuity Companies
What backs the guarantees of annuity benefits?
These topics are meant to help start a conversation around planning for retirement and managing wealth over time. At Vector, our team will review the terms of annuities (held or considering) and provide options and context for clients. Let us know if this is something you are thinking about or if you know someone who may have a question about their annuity.
Video at vectorwealth.com
vectorwealth.com/regulatory
V23347079
Comments (0)
To leave or reply to comments, please download free Podbean or
No Comments
To leave or reply to comments,
please download free Podbean App.